Generator Financing
Keep the power flowing... Be ready for a power outage. Let Cullman Electric help you purchase, install and finance a standby generator.
What We Offer
Cullman Electric Cooperative is ready to assist you with the purchase of a standby generator:
- Technical assistance
- Generator sizing information
- Financial assistance
- Help in locating a generator
- Direction in configuring poultry houses under one meter to access a transfer switch (when possible and economically feasible for the farmer)
FAQs We Can Answer
Frequently Asked Questions Cullman EC can Answer About Stand-by Generators:
- What size generator do I need?
- Should I get a PTO generator or an engine-driven one?
- I have 4 poultry houses on two separate meters. How do I go about installing a transfer switch to supply emergency power to all four houses?
- I want an engine-driven generator. Which should I purchase - a propane gas or diesel model?
- A dealer who sells used generators has approached me. Will I be taking a risk?
- Does Cullman Electric Cooperative finance used generators?
- How do I obtain a generator loan from Cullman Electric Cooperative?
NOTE: The installation of a dual-pole, double-throw switch is required for accessing a standby generator. If you are planning to install a generator, obtain the services of a licensed electrician to install a transfer switch and to connect your generator. For safety reasons, installation of a transfer switch is an absolute must!
Current Financing Information
| Amount of Loan |
Down Payment |
Interest Rate |
Terms |
| Less than $1,000* |
10% |
10.0% |
18 months |
| $1,000 - $5,000 |
10% |
8.0% |
36 months |
| Greater than $5,000 |
10% |
8.5% |
60 months |
NOTE: A Uniform Commercial Code (UCC) is filed with each generator loan.
A $50.00 processing fee is required for loans less than $1,000.00
For more information call Dennis Reid at 256.737.3245 or 1.800.242.1806 or
by email.