Financing Options

Financing Options

Financing for energy upgrades are available to our members through Vanderbilt Mortgage and Financing, Inc. and our eScore™ program. The application process is simple and all online with instant loan approvals.

What upgrades are eligible for financing?
Any energy efficient upgrade installed by a member of TVA’s Quality Contractor Network through the eScore™ program is eligible for financing. Some examples are:

  • Attic Insulation
  • Air Sealing
  • Duct System (Existing HVAC Only)
  • Heat Pump Water Heater
  • Storm Windows added to single-paned windows
  • Window Replacement
  • Exterior Door Replacement
  • Tune up for existing heat pump and AC
  • Central AC Installation
  • Heat Pump - ducted system, non-ducted system or w/ desuperheater
  • Dual Fuel Pump
  • Geothermal Heat Pump

What terms are offered on the eScore loans?
Vanderbilt offers an up to 120 month (10 year) loan term with loan amounts up to $15,000.

Does it cost anything to apply?
No. The application process is completely free.

To learn more about financing options, visit or register for the eScore™ program.